Last updated February 2023.


This is the privacy policy of Brown Girl Money Ltd, a company registered in England and Wales under company number 13768902 whose registered office is at 101 Belgrave Road, London, England, SW1V 2BH (“we” or “us”). 


Your privacy is important to us. This policy sets out information on the personal data we collect about you, and your rights in respect of this data and applies whether you visit our website, available at (“website”) or purchase our coaching services and access to our course (“services”). Any links to third party websites from our website aren’t covered by this policy so you should review the privacy statements of other websites to understand their information practises.


This policy contains the following information:


  • Information about us
  • Information on what we may collect
  • How we store your personal data
  • How we disclose your information
  • When you interact with our website - Information on cookies
  • Your rights regarding your personal data
  • What happens when we link to other websites?
  • The changes we may make to this policy.


Information about us


We respect your right to privacy and will only process personal information about you in accordance with applicable data protection laws. We comply with the EU law retained version of the General Data Protection Regulation (2016/679), together with the UK Data Protection Act 2018 (the “Data Protection Legislation”). If any of these laws are replaced or superseded, we will also comply with that.


You have the right to make a complaint at any time to the Information Commissioner's Office (ICO), the UK supervisory authority for data protection issues ( We would, however, appreciate the chance to deal with your concerns before you approach the ICO, so please contact us in the first instance.


What we may collect


Personal data, or personal information, is any information about an individual from which that person can be identified. It doesn’t include anonymous data, where the identity has been removed. We collect, use, store and transfer different kinds of personal data about you when you engage with us and we must have a legal ground (lawful basis) to do so.



Type of data

Purpose and Lawful Basis

Identity and contact information when you contact us, or you purchase our services (Personal Data)


  • Name
  • Email address
  • Telephone number
  • Homework information, which may from time to time include sensitive information (such as bank statement and pensions information)

Does not include:

  • Any details you choose to share with us relating to your pensions, investments, employment or financial situations which doesn’t identify you directly.


The purpose of collecting this information is so that we can respond to your correspondence and provide you with the services. If you contact us with a customer service issue, we may use your name and email address to send you information about your matter or issue raised and we may also provide you with updates on changes to this policy or security information.


When you work with us, we will ask you at times to complete homework tasks. It is completely your decision as to what information you share with us.

The lawful basis for collection of this information is to perform our contract with you (i.e., provide you with the services), it is in our legitimate interest and that you have consented (i.e., by contacting us or purchasing the services).

Identity information when you attend a live session over video conferencing

(Personal Data)


  • Name
  • Your face and physical appearance as it appears on the screen.

Does not include:

  • Any details you choose to share with us relating to your pensions, investments, employment or financial situations which doesn’t identify you directly.

We conduct our group video sessions on Zoom and we will record every live session. The purpose is to make the recordings available to all participants of our course (whether they were able to attend live or not), which participants can rewatch on Kajabi. Zoom is compliant with Data Protection Legislation, however it is important to make you aware that the sessions will be recorded. 

The lawful basis is to perform our contract with you (i.e., provide you with the services), it is in our legitimate interest toi make the sessions available to everyone.

When you attend the session and you choose to display your real name and/or to leave your camera on and/or to disclose personal data during the session, you consent to do so. If you’re concerned, you can turn off your camera, avoid speaking or use a pseudonym.

Please note it is a requirement of our sessions, as stated within our terms and conditions, that all participants of the sessions should respect the privacy of each other and do not take photos and/or record the sessions at any time. 

Information provided when you make a payment (Payment Details)


  • Name
  • Email address
  • Telephone number
  • The last four digits of your debit/credit card number

Access to our course is obtained via a third party hosting platform, currently Kajabi, and payments are processed via Stripe Inc. Their terms and conditions and privacy policy will apply to that payment so you should read these. We don’t have sight of your payment card details, besides the last four digits of the payment card and the type of card used (i.e. Mastercard Visa).

Identity and contact information when you sign up to receive our marketing or promotional materials (Marketing and Communications Data) 


  • Name
  • Email address

The purpose is to provide you with marketing and promotional material. The lawful basis for this is that you have provided your consent and it is in our legitimate interest to present relevant content, products, and services to you. You can withdraw your consent at any time by contacting us at [email protected].


Technical Data


  • Internet protocol (IP) address
  • Your login data, browser type and version
  • Time zone setting and location
  • Browser plug-in types and versions
  • Operating system and website
  • Other technology on the devices you use to access our website.

The purpose is to enable your access to our website. The lawful basis is this is necessary for us to perform our contract with you (i.e., to give you access to the service our website provides).

Cookies Data

Like many websites, we use "cookies" to enhance your experience and gather information about visitors and visits to our website. Please refer to the "Information on cookies" section below for information about cookies and how we use them and what kind.

Cookies are small text files placed on your device when you visit our website and are used to make the users’ experience more efficient.

The lawful basis is this is necessary for us to perform our contract with you (i.e., to give you access to the service our website provides).

We also need this information to study how you use our website, in order to improve and develop the services we provide, and better inform our marketing strategies.

Marketing and Communications Data

Includes your preferences in receiving marketing from us and our third parties and your communication preferences.

The purpose is to enable direct marketing.

The lawful basis is that it is necessary for our legitimate interest to present relevant content, products, and services to you (only where you have provided your consent that we do so).


Includes third-party analytics services (such as Google Analytics) to evaluate your use of our website, compile reports on activity, collect demographic data, analyse performance metrics, and collect and evaluate other information relating to the website and internet usage. These third parties use cookies and other technologies to help analyse and provide us the data. By accessing and using the website, you consent to the processing of data about you by these analytics providers in the manner and for the purposes set out in this policy.

The purpose is to enable direct marketing.

The lawful basis is that it is necessary for our legitimate interest to present relevant content, products, and services to you.


When you interact with our website - Information on cookies


We use cookies in accordance with the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003 and the Data Protection Legislation.


Cookies are small text files placed on your device when you visit our website and are used to make the users’ experience more efficient. We are able to store cookies on your computer where they are necessary for the operation of our website, however for non-essential cookies we need your permission. We use cookies to distinguish users and to improve our website. We analyse how you use our website, and we look at aggregate statistics about your usage, and how others use our website. We collect certain information from these cookies, and this includes information about your IP address, your location when you access our website, the date and time you access our website, the language you use and the type of browser you use.


We don’t track individual users or use cookies to identify individuals and we use cookies to recognise you and your preferences, improve our website's performance and collect analytical information for ourselves and our business partners. Without the knowledge gained from cookies, we wouldn’t be able to provide the service we do.


These are the types of cookies we use:

  • 'Session cookies' allow us to track your actions during a single browsing session, but they don’t remain on your device afterwards; and
  • 'Persistent cookies' remain on your device between sessions. We use them to authenticate you and to remember your preferences. We can also use them to balance the load on our servers and improve your experience on our website.


Session and Persistent cookies can be either first or third party cookies. A first-party cookie is set by the website being visited; a third-party cookie is set by a different website. Both types of cookies may be used by us or our business partners.


The third-party cookies we use are:

  • Google Analytics – this is a web analytics service provided by Google, Inc. The cookies used by Google Analytics help us to analyse how users use our website and to count the number of people who use it. Google Analytics stores your IP address anonymously. Google does not associate your IP address with any personally identifiable information;
  • Facebook Ads (the Facebook pixel) – these cookies collect information about how visitors use our website. This data is collected anonymously and is used to help improve our website’s functionality;
  • Google Ads – these cookies collect information about how visitors use our website. This data is collected anonymously, to help make our marketing communications more relevant, and is used to improve our website’s functionality; and
  • Instagram Ads - these cookies collect information about how visitors use our website. This data is collected anonymously, to help make our marketing communications more relevant, and is used to improve our website’s functionality; 
  • Other forms of social media advertising (including but not limited to ads run on YouTube and TikTok) - these cookies collect information about how visitors use our website. This data is collected anonymously, to help make our marketing communications more relevant, and is used to improve our website’s functionality.


All of our cookies are categorised by the role they fulfil on our website:

  1. Strictly Necessary: these are essential to enable you to move around our website and use features such as secure services. Without these cookies such services could not be provided;
  2. Functionality: allow our website to remember your choices and to personalise certain features. These cookies may be anonymised and cannot track your browsing activity on other websites; and
  3. Performance: collect information as to how users use our website. These cookies do not collect information that identifies a visitor. The information collected is aggregated and used to improve our website.
  4. None of the cookies employed are classified as ‘Behavioural Targeting’.


We will always ask for your consent to use non-essential cookies. You’re free to withhold consent to this, but we might not be able to provide the full website experience to you, including some elements of video advertising. You can disable cookies at any time through the settings on your browser, or whenever the pop-up appears on our website (each time you access our website).


We may process your data for compliance with a regulatory requirement or legal obligation to which we’re subject to. Your data will only be processed if processing the data to comply with such obligation is a reasonable and appropriate way of achieving compliance.


We also collect, use, and share aggregated data such as statistical or demographic data for any purpose. Aggregated data may be derived from your personal data but is not considered personal data in law as this data does not directly or indirectly reveal your identity. For example, we may aggregate your usage data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect aggregated data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this policy.


How we store your personal data


We store all of your personal data on our servers within the United Kingdom. We may transfer your collected data to storage outside the European Economic Area (EEA) or the United Kingdom. It may be processed outside the EEA or the United Kingdom so that you may receive the services our website provides. If we do store or transfer data outside the EEA or the United Kingdom, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the EEA or the United Kingdom. This means that sometimes we may need to use legally binding contractual terms between us and any third parties we engage with and the use of the EU-approved Model Contractual Arrangements. 


Data security is very important to us, and to protect your data we have put in place suitable physical, electronic, and managerial procedures to safeguard and secure data collected through our website. We also limit access to your personal data to those employees, agents, contractors and other third parties who have a need to know. They will only process your personal data on our instructions, and they are subject to a duty of confidentiality.


We will still be responsible for protection of your personal data, even where we have transferred it outside the EEA or the United Kingdom. We regularly review our data retention obligations to ensure we’re not retaining data for longer than we’re legally obliged to.


How we disclose your information


We may disclose your information in the following cases:

  • If we want to sell our business, or our company, we can disclose it to the potential buyer;
  • We can disclose it to other businesses in our group, as defined in the UK Companies Act 2006;
  • We can disclose it if we have a legal obligation to do so, or in order to protect other people's property, safety, or rights; or
  • We can exchange information with others to protect against fraud or credit risks.


We may contract with third parties/subcontractors to supply our services to you on our behalf. These include cloud services used to send emails and technology providers that assist in providing our services to you, such as the third party hosting platform we provide our services from.


Your rights


When you provide us with personal data, you have certain legal rights, and these include:

  • To request access to, deletion of or correction of your personal data held by us at no cost to you;
  • To request that your personal data be transferred to another person (data portability);
  • To be informed of what data processing is taking place;
  • To restrict processing;
  • To object to processing of your personal data; and
  • To complain to a supervisory authority.


If you wish to access, rectify, erase, or transfer your personal data, please contact us [email protected].  


What happens when we link to other websites?


As stated above, this policy only relates to our website and our services. We might have links on/within our website to other websites, which will have their own terms and conditions and privacy policies. You should check those privacy policies before providing your personal data to those websites.


Please note that our terms and conditions and our policies won’t apply to other websites that you get to via a link from our website. We have no control over how your data is collected, stored, or used by other websites and we advise you to check the privacy policies of any such websites before providing any data to them.


Notice for California residents of privacy practises and rights


If you are a California resident, California law may provide you with additional rights regarding your personal data. 


Your rights


The California Consumer Privacy Act of 2020 (“CCPA”) gives you the following rights:


  • Right to know about the personal information we collect and share:
    • The CCPA gives you the right to request that we disclose the specific pieces of personal information we have collected about you;
    • Please see above for information on the data we collect on you, and how we process it; and
    • We do not sell your personal information. However, we do disclose your personal data to limited third parties, as described above
  • Right of deletion:
    • You have the right to request that we delete your personal information, subject to certain exceptions
  • If you wish to delete your personal data, please contact us at [email protected]. Please note that we may require certain information from you in order to verify your identity before proceeding with your request.


Disclosures about your personal information


We collect the categories of personal information from you in connection with your use of our Website as described above.




We will not discriminate against you for exercising any of your CCPA rights.


The changes we may make to this policy


We can update this policy from time to time as laws change or as our website changes. If we make material changes to this policy, and we need your consent to those changes, we will contact you by email to do so.


Last updated February 2023. 

These are the terms and conditions of Brown Girl Money Ltd, a company registered in England and Wales under company number 13768902 whose registered office is at 101 Belgrave Road, London, England, SW1V 2BH (“we” or “us”). 

This page tells you the terms on which you may use our website, available at“website”) or purchase our coaching services and access to our course (“services”). By using the website or purchasing our services, you accept these terms. If you don't accept them, please don't use the website or purchase our services. We may update these terms from time to time, so please check back regularly as any updates will apply to your use of the website. 

Any content on our website or provided as part of the services is for informational and/or guidance purposes only. It is not intended to be relied upon or to constitute specific financial advice for your circumstances. 


Our mission is to make personal finance easy and simple but also fun, with an appreciation for the difficulties and challenges faced in achieving financial freedom. 

Our course lasts for 12 months, after which time these terms, and your access to the course, will automatically come to an end, unless we agree to an extension with you (in exceptional circumstances). As part of the course, you will receive: 

  •  Access to Kajabi, where our course will be hosted 
  •  Access to live training sessions on Zoom 
  •  Access to replays of the live sessions 
  •  Access to pre-recorded training sessions 
  •  Access to an exclusive Facebook group 
  •  Assignment to a peer-led accountability group (optional, and only if your request/application is submitted by the deadline) 
  •  Monthly coworking sessions (these are not coaching sessions, but group zoom calls to allow for focused work) 
  •  Workbooks and electronic course materials 

Your access to Kajabi and the Facebook group is personal to you and so you shouldn’t share access with anyone else. If we think you have failed to keep confidentiality, we may disable any security information (including your passwords and codes). Please note we have no control over Kajabi and so we can’t guarantee that it will be available 100% of the time. 

When you join the course, we want you to feel like you’re all on the same team working towards similar goals. You might have the option to join small accountability sessions where you can get together in your own time to keep each other accountable, work through your tasks or even or just have a chat socially. We do not take any responsibility for the group itself once it has been assigned as this is peer led. We do our best to assign you to a group that will be active and engaged. We will also provide guidance on how to run an accountability group. But the progress of the group itself will depend on you and your peers. Please note that these groups are only assigned a few times a year, so please look out for our emails and ensure your application is submitted by the deadline. 

Our Coaches 

The calls are hosted by Aaminah OR one of her expert co-coaches. All of our coaches are successful investors, have extensive personal finance knowledge, and have their own businesses. We alternate between teachers so you can tap into the wealth of experience each of them has to offer. 

Your Success 

We will do everything in our power to support you. You have the opportunity to submit questions via the Facebook Group and to pre-submit questions for the weekly Q&A calls. We have a very supportive and encouraging community of people rooting for you to succeed. 

We have monthly coworking sessions to help keep you accountable, and the opportunity to be a part of a peer-led accountability group. Everything is recorded and timestamped, to allow you to learn at your own pace. 

However, your success is in your own hands. It is your responsibility to show up and do the work. The success stories we have shared are all of women who made use of all the resources available and remained engaged in the programme. 


When you sign up to our course on Kajabi, you will be asked to enter your personal and payment details, taken by Stripe. We recommend that you read the terms and conditions and privacy policy of Kajabi and Stripe before making payment. 

You can either pay for the course in 6 instalments of £357 each (total cost of £2,142, or if you pay all upfront, our total fees are £1,997.) 

We may offer limited time bonuses/offers from time to time. We can withdraw these at any time and we cannot guarantee the offer will be available when you’re looking to make a purchase. Your bonuses/any special offers we have running, will be listed on the sales page at the time of purchase. 

All instalments will be taken from the original payment card 30 days after the initial payment is made, and will continue to be taken on the same date each month until the full balance has been paid. 

Payment plans are not provision of services on a monthly basis. This means that when you agree to these terms, you commit to paying the full price of the course, and the payment plan is provided simply to allow this to be more affordable. 

In the event of late payment, we reserve the right to suspend our services and charge interest at a rate of 5% above the Bank of England base rate from time to time, whether before or after judgement, until payment is made and to refer any arrears to a debt collection agency or take legal action and pass on our costs to you. We’re not liable to you for the effects of any suspension of our services. 

As you will receive access to our intellectual property, namely the digital products available on Kajabi, as soon as you purchase our course, all sales are final and you are not entitled to a refund. We provide you with the opportunity to view the course in real time and speak to a member of our team, before making the purchase. By agreeing to these terms and conditions, you have waived your right to a refund and the 14-Day cooling off period. 

Recording sessions 

It’s important we make you aware at the outset that all live Zoom sessions will be recorded and made available to all participants of the course (whether they were able to attend live or not). If you’re not keen on sharing your camera or your real name, that’s absolutely fine. We will comply with our data protection obligations and only retain recordings as long as is reasonable. Please see our privacy policy for more information here. 


It’s so important that the group sessions and Facebook group are safe places and we ask that your behaviour towards others is always polite, kind, supportive and respectful. 

The purpose of the sessions and Facebook group is to focus on your personal and financial development, so please don’t use these places to promote your services or solicit clients. You should always follow Facebook’s community guidelines when communicating with each other. We ask that all attendees of the sessions respect the rights of others in respect of their behaviour, privacy and confidentiality. When attending the live sessions, you must not record them in any way, and this includes taking a photo of your screen. 

If your behaviour is deemed offensive, inappropriate or against the guidelines we set, we reserve the right to remove you from the session and Facebook group with immediate effect and you won’t be entitled to a refund. 

We will also monitor communications in the Facebook group and if there is any unnecessary negativity or negative behaviour, we reserve the right to remove these posts. We’re not responsible for the behaviour and actions of, or views or opinions shared by, other attendees. We also won’t be responsible for the action of any attendees including for any disclosures made by any attendees based on information which has been shared within the group session. 

Privacy and confidentiality 

Your privacy and protection of your personal data is important to us, please refer to our privacy policy for more information on this here. 

During the course, you may have access to confidential information, in particular the personal affairs of other participants. In accepting these terms, you agree that you will not use or disclose to any person, organisation or company, and will use your best endeavours to prevent the publication of any confidential information relating to any other participant. You accept that any unauthorised disclosure of personal or confidential information belonging to another may amount to immediate dismissal from the course. Should you decide to leave the course, then you remain bound by the confidentiality and privacy obligations. 

Intellectual property rights 

We’re very proud of the material we post on our website or make available to you having paid for the course. We’re either the owner or licensee of this material, including but not limited to templates, spreadsheets, workbooks, guides, videos, documents, presentations (the “content”). The content is protected by copyright. You’re allowed to stream and/or download one copy of the content (as applicable depending on the type of content) onto your personal device, for personal purposes only. 

You’re not permitted to: 

  •  rent, lease, sub-license, loan or otherwise make the content available to any person; copy the content, except as part of the normal use of the content; 
  •  translate, merge, adapt, vary, alter or modify the content, nor allow the content to be incorporated into other programmes; 
  •  disassemble, decompile, reverse engineer or create derivative works from the content. 

You must also comply with all applicable law when using the content. Essentially, the information we provide you as part of the course is provided to you and you only. If you breach these terms, you may lose your right to use our content, and must destroy or return any copies you have made. 


We are a financial educator and coach, providing educational products and tools only. At no point will we be able to give you specific investment advice as we’re not a financial advisor, and we don’t hold ourselves out as such. Investing and trading is inherently risky and therefore we can't advise you on which investments or financial decisions to make. If you require assistance with your finances, investments or pension, or any other topic discussed during our services, you should speak to an appropriate professional. We may provide you with recommendations of advisors you may choose to work with, but we’re not making any warranties or guarantees on behalf of that advisor. 

We make no guarantees or claims as to the success of any course participant. Each individual is unique, as is the commitment they make to themselves to apply the lessons into their life and their finances. The aim is that by working through the training and resources and taking advantage of all of the elements which the course has to offer, you will have new information, awareness and tools to create change in your life. We’re not responsible for any outcomes you do or do not achieve through your participation in the course, or any action or inaction which you take as a result of the information provided during the course 

We don’t make any guarantees of future earnings, profits or results. You’re entirely responsible for your own results. All information provided will be general information and guidance and will not be bespoke advice. 

Our legal responsibility to you 

We don’t guarantee the accuracy of material on the website or our services. As far as legally possible, we exclude legal responsibility for the following: 

  •  any loss to you arising from use of the website 
  •  loss of income or revenue, anticipated savings, business, opportunity, profit or goodwill
  • any indirect, special or consequential loss. 

We don’t make any warranties or guarantees about the services you may experience through your use of the website or our services. We also exclude, as far as legally possible, all terms and warranties or promises implied by law or by statutes. We don’t exclude legal responsibility for death or personal injury owing to our negligence, or legal responsibility for fraud or fraudulent misrepresentation, or for anything else where exclusion is not allowed by the law. We can't be held liable for any action you do or do not take following your participation in our services as you are solely responsible for the decisions you make. 

Where an event occurs that is outside our control, we will do our best to manage this. However, it may prevent us from providing certain parts of the course to you, and we will not be liable for this failure. 

Our total liability to you under these terms is limited to twice the fees you have paid for our services.


Use of the website 

You have permission for temporary use of the website, but we can withdraw or change our service at any time without telling you and without being legally responsible to you. 

You must treat all identification codes, passwords and other security information as confidential. If we think you have failed to keep confidentiality, we are allowed to disable any security information (including your passwords and codes). 

If you allow anyone else to use the website, you must make sure that they read these terms first, and that they follow them. If you download the website onto someone else’s device, it is your responsibility to ensure you have that person’s permission. Only use the website as allowed by law and these terms. If you don't, we may suspend your usage, or stop it completely. 

We frequently update the website and make changes to it, but we don't have to do this, and material on the website may be out-of-date. No material on the website is intended to contain advice, and you shouldn't rely on it. We exclude all legal responsibility and costs for reliance placed on the website by anyone. 

When we roll out updates for the website, these will be to improve functionality and performance of the website, address security issues or reflect changes to the operating system. If you do not update the website when requested, it may no longer run as expected. 

If you have any issues using the website, please contact us at [email protected]. Acceptable use of the website 

When using the website, you must not: 

  •  use the website in an unlawful manner or act fraudulently or maliciously (including inserting malicious code into the website); 
  •  infringe our intellectual property rights or that of a third party; 
  •  transmit anything which is defamatory, offensive or otherwise objective; use the website in a way that could damage, disable, overburden, impair or compromise our systems; or 
  •  collect or harvest information from the website to attempt to decipher any transmissions to or from our servers. 

Uploading to the website 

If you upload material to the website and we don’t deem your usage to be acceptable, we can remove the content and end your use of the website. Material that you upload will be regarded as non-confidential and not owned. This means that we can copy it, distribute it, and show it to other people for any purpose. You agree that if anyone else claims to own the material, or says that it breaches their rights, we can give them your identity. 

We won't be legally responsible to anybody for the accuracy of material that you upload to the website, and we can remove it at any time. 

Computer offences 

If you do anything which is a criminal offence under the Computer Misuse Act 1990, your right to use the website will end straightaway. We will report you to the relevant authorities and give them your identity. Examples of computer misuse include introducing viruses, worms, Trojans and other technologically harmful or damaging material. 

You must not try to get access to the website or server or any connected database or make any 'attack' on the website. We won't be legally responsible to you for any damage from viruses or other harmful material that you pick up via the website. 

Links from the website 

Links from the website to other websites are for information only. We don't control them and we don't accept responsibility for other websites or any materials found upon them or any loss you suffer from using them. 


We intend to rely on the written terms set out in these terms for the services that we provide to you. These written terms constitute the entire agreement between us. 

Should there be any conflict between these terms and any hosting platform or payment gateway, these terms shall prevail. 

We may update these terms from time to time. Where we do so, the updated terms will apply to you. Please check back regularly to ensure you are aware of the most current terms that apply to your use of the website or our services. 

If any provision or part-provision of these terms is or becomes invalid, illegal or unenforceable, it shall be deemed modified to the minimum extent necessary to make it valid, legal and enforceable. If such modification is not possible, the relevant provision or part-provision shall be deemed deleted. Any such modification or deletion shall not affect the validity and enforceability of the rest of these terms. 

If there is a dispute arising out of these terms, the English courts will deal with it. English law applies to these terms.